Cole Floyd

Welcome to Cole Floyd State Farm!

I am a native Tennessean, growing up in Milan, TN and now calling Nashville home! I am a graduate of the University of Tennessee at Martin where I received my bachelor’s degree in Plant and Soil Sciences. While in attendance at the University of Tennessee I was part of the golf team and turf club! I got my start in the insurance industry 12 years ago and have loved my insurance journey. I started with State Farm in 2022 and have loved the atmosphere as well as the customer driven attitude that State Farm exudes.

We understand that insurance isn't one-size-fits-all—it's about protecting the lifestyle you’ve worked hard to build. That’s why we offer coverage for everything from your everyday companions to your biggest adventures. Whether it’s pet insurance for your furry family member, motorcycle insurance for the open road, or RV insurance for those weekend getaways, we’re here to help you stay protected no matter where life takes you. We also offer coverage like electric vehicle insurance for modern drivers and boat insurance for time spent on the water. Being able to help customers navigate this sometimes-complicated industry is the most rewarding part. Most people do not understand the importance of having their finances and insurance situated and that’s why my team and I are here! As for my “why”, my family. I have my wonderful wife Erin and our two children Everett and Eila. Outside of the office I enjoy getting out to play golf or attending live music events!

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and more. I am also licensed to assist our Kentucky neighbors! Click, call, or come visit us at our Clarksville, TN office today.